Continuing Education Hours

• Agents licensed less than 20 years require fifteen (15) CE credit hours annually. (Must include 3 hours of ethics.)
• Agents licensed 20 years or more require ten (10) CE credit hours annually. (Must include 3 hours of ethics.)
• Limited sub-agents (credit life and credit accident and sickness, personal PC, private passenger auto, homeowners including all personal property, and personal LH) and credit licensees require five (5) CE credit hours annually. (No ethics required.)
• Individuals holding a CPCU, CLU, FLMI, CIC, CEBS,CHFC, or AAI designation need six (6) hours CE credit annually and they must attach a proof of designation. (Must include 3 hours of ethics.)
• Newly licensed individuals who were exempt from the prelicense education requirement will have a prorated CE requirement for the first reporting period.

LTC Partnership Program

• Georgia has finalized its training requirements. Agents must complete eight hours of initial training and four hours of follow-up training every 24 months thereafter.
• An individual may not sell, solicit or negotiate a partnership policy unless the individual is a licensed and appointed insurance agent and has completed the one-time 8 hour initial training requirement. An ongoing training requirement of 4 hours will be required every 24 months thereafter.
• The content of the initial training is the NAIC model plus state-specific information. The requirement applies only to agents selling partnership policies, not all LTCI agents. Click Online CE on navigation bar at top.

Course Subject Requirements

• All licensees (except limited subagents) must complete 3 hours of ethics as part of their regular CE requirement.
• All CE hours other than ethics must be completed in approved courses for the lines of insurance for which agent is licensed.
• For individuals holding a limited subagent license in addition to an agent license, not more than 5 credit hours can come from courses related to the line(s) of insurance of the limited subagent license.

Continuing Education Compliance Date

All renewals are due November 1of each year.

Any renewal received November 2 through December 31 must include $15 late filing fee.

Renewals received January 1 each year or after will not be accepted/processed. ALL agents must complete their CE requirements on or before 12/31 annually.

To avoid possible lapse in licensure it is recommended that CE be completed prior to November 1st annually.

License Renewal Date

License renewal date is the same date as compliance date.

Type of courses accepted for CE Credit

Independent self study courses or classroom

Carryover Requirements

Excess hours (to a maximum of 50% of the CE requirement for the next reporting period) may be carried over to the next reporting period. Excess ethics hours may be applied to the regular CE requirement, but cannot be carried over as ethics hours.

Course Repetition

Courses may not be taken for credit more than once in a 3 year period. Courses on current issues, ethics or legislative updates may be repeated as long as they are NOT completed within the same calendar year.

Final Exam

Self-study final exams are required to be monitored by a disinterested third party. (Someone with no business or family relationship.)

Exemptions

• Newly licensed individuals who completed the Georgia prelicense education requirement are exempt for the first reporting period.
• Individuals who hold a professional designation that requires CE (other than the CLU, CPCU, FLMI ,CIC, CEBS, CHFC, or AAI designations) may request CE credit from the insurance department for the number of CE hours completed for the designation.
• A reduction of hours may be requested for time spent on insurance-related activities during the previous reporting period, including teaching, legislative, journalistic and research activities.
• Individuals who hold a nonactive license because they have been licensed as an agent for 10 consecutive years or more and do not perform any insurance functions other than receiving renewal or deferred commissions.

Method to Certify Completion:

You will be able to print your certificate of completion online once you have completed your exam. The course provider reports credits earned to the CE Administrator (Sircon), and maintains records in files for 3 years. The agent keeps the original certificates of completion in his or her files for 5 years.

Nonresidents

Exempt

To Check Your License Status Click Here

To Renew Your License Online Click Here

For Additional Information please Contact:

Georgia Insurance Department
Agents Licensing Section
908 West Tower Floyd Building
2 Martin Luther King, Jr. Blvd.
Atlanta, GA 30334

PHONE: (404)656-2101
FAX: (404)656-0874

State Website: http://www.inscomm.state.ga.us/

The CE Depot provides this information as a courtesy to individuals who are subject to continuing education (CE) as insurance agents and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, The CE Depot nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.
 

08/04/2011